Business Credit

While everyone understands the value of maintaining a good personal credit score, for small business owners is just as important to make sure your business credit profile is the best it can be. Both scores […]

If you’ve been in business for awhile, you know that getting the funds to ignite your killer idea is just the beginning. Once the dust settles, the day-to-day challenges of running a business take center […]

The short answer is no. Your date of birth doesn’t necessarily impact your personal credit score—but the age of your credit profile does. “What it means is the age of your credit report. Yes, your […]

Running a small business is not for the faint-hearted. In fact, meeting small business financial obligations can sometimes be very stressful and feel like robbing Peter to pay Paul. In other words, making decisions about […]

The short answer is no. Credit monitoring does not hurt your credit score. According to Experian: “If consumers access their own credit reports, it does not have any effect on their credit scores. Reviewing a […]

You might be surprised to learn how some seemingly harmless things can make a mess of your personal credit—making it harder to get a small business loan. Not long ago, I came across a list […]

You’re not alone. Depending upon the study you read, as many as 40% to 90% of small business owners get turned away by the bank—many of them are strong and healthy businesses, but get rejected […]

Why is your lender asking about your personal credit score? It’s a reasonable question if you’re looking for a small business loan. For most small business owners, particularly if you’ve been in business less than […]

In addition to your personal credit score, if you’re a small business owner you also have a business credit score. Although personal credit scores are used to evaluate most small business owner’s credit worthiness—even those […]