A+ Rating

With the Better Business Bureau

$15 Billion

Delivered to U.S. businesses

Multiple Financing Options to Meet Your Needs

OnDeck Term Loan

Get a one-time lump sum of cash up front, with the option to apply for more when you’re halfway paid down.

$5K – $250K
Repayment terms up to 24 months

OnDeck Line of Credit

Get a revolving credit line, with access to cash when you need it.

$6K – $100K
Repayment terms of 12 months

Minimum Requirements

1 Year

Minimum Time in Business


Personal FICO® Score


Business Annual Revenue


Bank Account

We lend to over 700 industries, but there are some industries we cannot serve: see list of restricted industries. In addition, OnDeck does not lend to businesses in Nevada, North Dakota, or South Dakota.

Online doesn’t have to mean impersonal — with OnDeck you get real people to talk to.

Your dedicated, U.S.-based loan advisor is available to help you every step of the way.

Call: (888) 269-4246

Monday – Friday
9:30 a.m. – 7:30 p.m. ET

See what business owners like you have to say.