without the hurdles
Our minimum requirements
- 1 year in business
- $100k in annual revenue
- Permanent US resident
A new kind of business loan
We say “yes” more
We deliver true small business loans using our OnDeck Score™ technology, which focuses on the health of your business – not your personal credit score.
What Makes Us Better ›
A fast, simple loan process
You can receive a decision in minutes and funding in as fast as 1 business day.
Our Business Loans ›
A company you can trust
We have an A+ Better Business Bureau rating, are backed by Google Ventures and have been featured in the Wall Street Journal.
OnDeck in the News ›Better Business Bureau, Google Ventures, Inc 500, Forbes
100% focused on small business
We’ve delivered over $2 billion nationwide, and have US-based Loan Specialists available six days a week if you need assistance.
About OnDeck ›
We help small businesses every day. Here’s what they’re saying:
“My friends and I started Waterfront Wines about a year and a half ago. We hadn't had too much experience with lenders, but OnDeck has set the bar pretty high. Our sales rep was prompt, courteous and honest. With the money we were able to invest in the business, we're trending towards 25% growth this year.”
Waterfront Wines & Spirits
Brooklyn, New York
“OnDeck made getting a loan so incredibly easy and simple - I knew I was making the right decision. And, since closing my loan, I've already seen more than 100 new customers walk through my door. I'll definitely be coming back to OnDeck for my next project.”