A+ Rating

with the Better Business Bureau

$10 Billion

delivered to businesses globally 


rating on TrustPilot

Get to Know Our Small Business Loans

Term Loans up to $500,000

  • 9.99%
    Lowest Annual Interest Rate (AIR)¹

  • 3-36 Month Terms
    Short- and long-term payback

  • One-Time Origination Fee
    0-5% of loan amount

Grow and Invest in Your Business.
Fund projects and purchases that drive your business forward.

You could:
  • Purchase and profit from a bulk inventory deal
  • Invest in your online presence
  • Finally open that new location you've been eyeing

Lines of Credit up to $100,000

  • 13.99%
    Lowest Annual Percentage Rate (APR)¹

  • Flexible Revolving Lines
    Only pay interest on what you draw

  • Monthly Maintenance Fee
    $20/month, waived with $5,000 initial draw²

Keep Your Business Running Smoothly.
Manage your working capital needs, both planned and unplanned.

You could:
  • Take advantage of purchase opportunities
  • Be ready for unexpected opportunities or costs
  • Fund purchases you can't put on your credit card

Decision in minutes - applying will not impact your personal credit score

Step 1

Apply online in just a few minutes or call us directly at (888) 269-4246 (M-F 8AM - 9AM)

Step 2

Our system evaluates your business and provides a decision in minutes

Step 3

Sign your contract and receive money in as fast as 24 hours


Highly skilled advisors, dedicated to serving you

Yes, we provide fast, efficient funding. But more than that, you also benefit from ongoing support from a knowledgeable advisor. Give us a call at (888) 269-4246 (M-F 8AM - 9PM ET, SAT 9AM - 5PM ET) or email support@ondeck.com anytime.

Max smiling!
Max M
Loan Specialist
Denver, CO

Expertly Trained

Our intensive training equips your advisor with the knowledge they need to assess your unique business. 

Available Anytime

Here and happy to serve you, your advisor swiftly responds to calls and emails, so you never have to wait long.

Ready for Anything

Your advisor is prepared to work with over 700 different industries.  No company is too niche for OnDeck.

“I remember the process being smooth and straightforward, it can be incredibly stressful; fortunately, OnDeck had quick questions and quick responses. I could see how much financing I was approved for and what that meant [regarding payback]. I had the opportunity to review everything before I took the loan. The speed and efficiency of the process were incredible. I was able to introduce my RecoveryWear line and increase sales 4X over.”

Dana Donofree
Ana Ono Intimates
Philadelphia, PA

Our simple, secure web platform and mobile app make it easy for you to access your OnDeck account anywhere, anytime.

OnDeck’s privacy policy and practices have been reviewed by TRUSTe® for compliance with its standards on transparency, accountability, and choice regarding the collection and use of personal information.

¹Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck. The weighted average rate for term loans is 25.3% simple interest and 48.7% AIR; weighted average for lines of credit is 32.6% APR. Weighted averages are based on loans originated in quarter ending June 30, 2018.

²Fee is waived for 6 months, $5,000 initial draw must be within 5 days of opening account

Rate Definitions
Simple Interest: Total interest you will pay, and given as a percentage of the amount borrowed, excluding fee
Annual Interest Rate: The interest rate in annualized terms, excluding fees
Annual Percentage Rate: The interest rate in annualized terms, including fees


Ready to unlock opportunity?

Apply Now