May 23, 2015 | Small Business Finance Institute

Online lending to small businesses is a nascent industry which has an outstanding loan capital of $12 billion, compared to $700 billion in credit assets held by the banking sector. But this alternative lending source is growing fast and OnDeck Capital, one of the major players in this rising technology-dominated sector, is expanding its portfolio exponentially. How? By exploiting its non-traditional business model, which relies on speed and innovative credit appraisal techniques than those used by banks.

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