Temporary Cash Flow Loans

Unsecured Small Business Loans

Interested in financing for your business? Get a true loan decision in minutes with OnDeck.

As the owner of a business, you’re well aware that you may need to purchase inventory or hire staff during your off-seasons, well before any healthy revenues start flowing in. Your expenses may increase while your revenues remain flat. To avoid related financial challenges – such as returned checks or overdrafts – it is best practice to leave a meaningful cash cushion in your bank account at all times. Still, there are situations where you still may not have enough capital on hand – such as taking advantage of an unexpected discount in inventory. In these cases, taking a temporary cash flow loan may be the right choice for your business.

When Do Temporary Cash Flow Loans Make Sense?

Temporary cash flow loans may not make sense for every business owner. In fact, they provide the highest benefits to generally healthy businesses that need temporary cash and have the means to repay the loan quickly. These shorter term loans tend to have higher rates – however, for some the speed and convenience of accessing the cash may be worth the extra cost.

Get a Quick and Simple Loan with OnDeck.

We understand the cash flow limitations that small business owners experience, including the unique challenges faced by seasonal business owners. We make temporary cash flow loans with the goal of helping small businesses grow. We step in when small businesses cannot obtain financing from their traditional bank lender with cash flow loans ranging from $5,000 – $250,000. Our loans our given on the basis of overall business health and are not based on the personal credit score of the owner. OnDeck loans are real loans, not merchant cash advances, which can be used for nearly any cash flow needs.