9 years in business
50,000+ small business customers
$5 billion+ delivered to small business
OnDeck partnered with other online lending platforms and a community lending non-profit association to create SMART Box™, a capital comparison tool for small business financing.
SMART Box™ uses standardized price metrics and explanations so you can best assess your loan options. You’ll find four key metrics: total cost of capital, annual percentage rate (APR), average monthly payment, and cents on the dollar. Look for the yellow SMART Box™ in your loan offer materials.