Grow your business — on your own terms.

Small business financing made simple. Apply in minutes.

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Recognized as “Best for Short-Term Loans” by industry experts.

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Funding options built to work for you.

OnDeck Line of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.*

  • Credit limits from $6K - $100K
  • Flexible repayment terms of 12, 18 or 24 months
  • Great for keeping funds on hand

OnDeck Term Loan

A one-time lump sum of cash with an eventual option to apply for more.

  • Loan amounts from $5K - $250K
  • Repayment terms up to 24 months
  • Great for larger investments in your business

application process and fast funding

$15 Billion
delivered to U.S. businesses

A+ Rating
with the Better Business Bureau

See why business owners choose us.

Easy process

You can work with OnDeck directly from application to funding, without going through a third party.

Fast funding

Lines of credit can fund instantly.* Term loans can fund the same day.

No hard credit pulls

Check your eligibility without affecting your credit score.

What can you do with funding from OnDeck?

Enjoy the benefits of working directly with OnDeck. No matter your goal, our in-house loan advisors can help you choose a financing solution — no middleman or delays.

  • Purchase inventory

  • Cover payroll

  • Expand or renovate

  • Launch marketing campaigns

  • Stabilize cash flow

  • Upgrade equipment

  • Hire more employees

  • Consolidate business debt

Funding that moves at your speed.

  • Step 1

    Complete the application.

    Our streamlined process is designed to be completed in just minutes.

  • Step 2

    Get a decision.

    Work with an expert loan advisor to choose the best option for you.

  • Step 3

    Receive your funds.

    Sign your contract and get funds as soon as the same day.

Are we a match? Check our minimum requirements.**

1 Year
in business

personal FICO® score

business annual revenue

checking account

We’re fluent in small business — and ready to take your call.

You don’t need to be an expert on small business loans. Our team of U.S.-based loan advisors is here to help you every step of the way.

(888) 269-4246
Monday – Friday
9:30 a.m. – 7:30 p.m. ET