With the Better Business Bureau
Delivered to Businesses Globally
Customer Rating on Trustpilot
Your business needs options.
We’ve got different loans available for you.
OnDeck Line of Credit
Use for managing cash flow,
such as buying inventory
or making payroll
Get a revolving credit line,
with access to cash
when you need it
Loan amounts of $6K–$100K
12-month repayment term, resets after
OnDeck Term Loan
Use for investments in your business,
expansion projects or large purchases
Get a one-time lump sum of cash upfront,
with the option to apply for more when you’re
halfway paid down
Loan amounts of $5K–$250K
Repayment terms up to 18 months
The perfect combo of speed and service.
And it’s easy to get started.
Step 1. Complete the application
Our application is pretty simple, and you can apply online or over the phone.
Step 2. Get a decision
Your dedicated loan advisor will review your options with you.
Step 3. Receive your funds
Complete the online checkout and receive your funds as soon as same day.
Minimum eligibility requirements for an OnDeck Term Loan or Line of Credit*
Online doesn’t have to mean impersonal – with OnDeck you get real people to talk to.
Your dedicated, U.S. based loan advisor is available to help you every step of the way.
Call: (888) 269-4246
M-F 9am–8pm ET
Here’s what business owners like you have to say
*There are some industries we cannot serve (see list of restricted industries), as well as some industries and states impacted by the Coronavirus to which we are temporarily not lending. In addition, OnDeck does not lend to businesses in Nevada, North Dakota, or South Dakota. Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck. The average rate for term loans is 54.23% APR and the average rate for lines of credit is 48.06% APR. Averages are based on loans originated in the quarter ending December 31, 2020.