application process and fast funding
delivered to U.S. businesses
with the Better Business Bureau
We're here to help you succeed on your own terms.
Getting funds through OnDeck is fast and simple. Our application takes as little as 10 minutes and you can receive a decision and your funds the same day.†
OnDeck is fully dedicated to protecting the safety and security of our customers and their data. Visit our security center to see how we keep your information safe.
As an OnDeck customer, you’ll get a dedicated U.S.-based loan advisor (available six days a week) to help you through the entire process.
Make informed decisions with our SMART Box® Capital Comparison Tool.# It gives you a comprehensive breakdown of your cost of capital — including all the key terms you need to evaluate potential loan offers.
Unlike most online lenders, if you take out another loan, we’ll waive all remaining interest on your current loan.‡ It’s no surprise that 80% of customers come back to us for future financing needs.
The credit your business deserves.
No hard credit pulls
Check your eligibility without affecting your credit score.***
Get funds as soon as the same day.†
Build business credit history
We report to business credit bureaus, which helps build business credit history with on-time payments.