OnDeck’s Top Picks

Starting and growing a small business often requires access to capital. While some entrepreneurs might have savings to invest, many turn to business loans to secure the necessary funds. When seeking financing, one crucial decision to make is whether to…

Running a small business in today’s economy requires a great deal of dedication, persistence and hard work. Sometimes, you might need additional funding to meet your goals and see your vision through. Read our funding guide to learn about small…

If you’re at all familiar with loan products, you know that there are often different names for the same type of product. For example, “payday loans” might be considered a “short-term loan,” a “personal loan,” a “term loan,” or to…

Net income is the total income your business makes after all expenses are subtracted. As a small business owner, this information helps gauge how much money your business is actually making. Additionally, net income helps lenders, investors and potential buyers…

Every entrepreneur’s journey is unique, but there is one universal experience: finding small business funding. Whether it’s to aid cash flow or support operational costs, weather the storm through low sales or expanding for growth, owners need to acquire cash…

As a small business owner, understanding the difference between your personal credit score and your business credit score is important. Both these numbers can impact you and your business’s finances. Learning how each score works, where to use them and…

Credit scores are three-digit numbers calculated from the data on a recorded payment history. Credit scores help lenders determine a borrower’s relative creditworthiness, or their likelihood of debt repayment. Not only can a good credit score help you save money…

While small businesses across the U.S. are reopening and adapting to the new normal, we’ll be highlighting stories of OnDeck customers who are facing these challenges head on. They share ways they changed their business operations to deal with new…

Working capital is an important indicator of a company’s liquidity and financial health. It’s essential for business owners to know how to calculate and interpret this metric. In this blog, we’ll break down the concept of working capital, explore its…