A+ Rating

With the Better Business Bureau

$13 Billion

Delivered to Businesses Globally


Customer Rating on Trustpilot

Your business needs options.
We’ve got different loans available for you.

OnDeck Line of Credit

Use for managing cash flow,
such as buying inventory
or making payroll


Get a revolving credit line,
with access to cash
when you need it

Learn More about Line of Credit

Loan amounts of $6K–$100K
12-month repayment term, resets after
each withdrawal

OnDeck Term Loan

Use for investments in your business, such as expansion projects or large purchases 


Get a one-time lump sum of cash upfront,
with the option to apply for more when you're

halfway paid down

Learn More about Term Loans

Loan amounts of $5K–$250K
Repayment terms up to 18 months 

The perfect combo of speed and service.
And it’s easy to get started.

Step 1. Complete the application
Our application is pretty simple, and you can apply online or over the phone. 
Step 2. Get a decision
Your dedicated loan advisor will review your options with you.
Step 3. Receive your funds
Complete the online checkout and receive your funds as soon as same day. 

Minimum eligibility requirements for an OnDeck Term Loan or Line of Credit*

Online doesn’t have to mean impersonal – with OnDeck you get real people to talk to.

Your dedicated, U.S. based loan advisor is available to help you every step of the way.

Call: (888) 269-4246
M-F 9am–8pm ET 


Loan Advisor
New York, NY

Here’s what business owners have to
say about OnDeck:

We're ready when you are

Apply Online 

Get Started

Give us a call:


Monday–Friday 9am–8pm ET

*There are some industries we cannot serve (see list of restricted industries), as well as some industries and states impacted by the Coronavirus to which we are temporarily not lending. In addition, OnDeck does not lend to businesses in Nevada or North Dakota.  OnDeck Term Loans carry an APR as low as 35.1% and OnDeck Lines of Credit carry an APR as low as 31%. Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck. Annual Percentage Rate (APR) is the interest rate in annualized terms, including fees.