10-Minute
application process and fast funding
$15 Billion
delivered to U.S. businesses
A+ Rating
with the Better Business Bureau
Funding options built to work for you.
OnDeck Line of Credit
A revolving credit line you can draw from 24/7.
- Credit limits from $6K - $100K
- Flexible repayment terms of 12, 18 or 24 months
- Great for keeping funds on hand
OnDeck Term Loan
A one-time lump sum of cash with an eventual option to apply for more.
- Loan amounts from $5K - $250K
- Repayment terms up to 24 months
- Great for larger investments in your business
See why business owners choose us.
No hard credit pulls
Check your eligibility without affecting your credit score.***
Fast funding
Get funds as soon as the same day.†
Build business credit history
We report to business credit bureaus, which helps build business credit history with on-time payments.
What can you do with funding from OnDeck?
We’re a direct lender that tailors our funding to your unique needs. No matter your goal, our in-house loan advisors can help you choose a financing solution — no middleman or delays.
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Purchase inventory
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Cover payroll
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Expand or renovate
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Launch marketing campaigns
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Stabilize cash flow
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Upgrade equipment
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Hire more employees
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Consolidate business debt
Funding that moves at your speed.
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Step 1
Complete the application.
Our streamlined process is designed to be completed in just minutes.
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Step 2
Get a decision.
Work with an expert loan advisor to choose the best option for you.
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Step 3
Receive your funds.
Sign your contract and get funds as soon as the same day.†
Are we a match? Check our minimum requirements.**
1 Year
in business
625
personal FICO® score
$100K
business annual revenue
Business
checking account
We’re fluent in small business — and ready to take your call.
You don’t need to be an expert on small business loans. Our team of
(888) 269-4246
Monday – Friday
9:30 a.m. – 7:30 p.m. ET
