Move forward with fast business funding.

Apply in minutes — no obligations and no hard credit pulls.

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10-Minute
application process and fast funding

$15 Billion
delivered to U.S. businesses

A+ Rating
with the Better Business Bureau

Funding options built to work for you.

OnDeck Line of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.*

  • Credit limits from $6K - $100K
  • Flexible repayment terms of 12, 18 or 24 months
  • Great for ongoing business needs

OnDeck Term Loan

A one-time lump sum of cash with an eventual option to apply for more.

  • Loan amounts from $5K - $250K
  • Repayment terms up to 24 months
  • Great for larger investments in your business

Are we a match? Check our minimum requirements.**

1 Year
in business

625
personal FICO® score

$100K
business annual revenue

Business
checking account

We’re fluent in small business — and ready to take your call.

You don’t need to be an expert on small business loans. Our team of U.S.-based loan advisors is here to help you every step of the way.

(888) 269-4246
Monday – Friday
9:30 a.m. – 7:30 p.m. ET

See why other small business owners love OnDeck.

“Without flexible financing, we would not be able to grow the business. We would have had to come up with other sources of cash or wait until the business generated enough cash to be able to grow. About 90% of the money we borrowed went to inventory, and about 10% was for payroll and other operations.”

Charlene and Ross Meriwether
Wild Women Winery
Denver, CO

Charlene and Ross Meriwether
Wild Women Winery
Denver, CO

“As I went through working with banks and other sources, I realized that the process with OnDeck was a million times easier. The staff is really supportive and responsive, and the price is not that much different when you look at conventional loans that are long-term. OnDeck has a different product — they do a shorter term, but the pricing is actually comparable.”

Leah Retamozo
Bilingual Child Care and Education Center
St. Paul, MN

Leah Retamozo
Bilingual Child Care and Education Center
St. Paul, MN

“I chose OnDeck because they had the terms that I wanted, and they were friendly and helpful. The application process was very simple. I spoke many times with my rep with concerns and questions because this was new to us. It was something that we had never really done, and he was so helpful and explained everything… they understood what I needed.”

Frank and Lori Cosenza
C and C Automotive
Bullhead City, AZ

Frank and Lori Cosenza
C and C Automotive
Bullhead City, AZ