A+ Rating

With the Better Business Bureau

$14 Billion

Delivered to Businesses Globally

Find a financing option that fits your business.

OnDeck Line of Credit

Use for managing cash flow, such as buying inventory or making payroll

Get a revolving credit line, with access to cash when you need it

Loan amounts of $6K–$100K
12-month repayment term, resets after each withdrawal

OnDeck Term Loan

Use for investments in your business, such as expansion projects or large purchases

Get a one-time lump sum of cash up front, with the option to apply for more when you’re halfway paid down

Loan amounts of $5K–$250K
Repayment terms up to 24 months

Apply in minutes — no obligations and no hard credit pulls.

Begin your application today. A representative will contact you to discuss next steps if you meet our requirements.

By entering my information above and clicking “Apply Now,” you authorize OnDeck or its representatives or agents to deliver or cause to be delivered calls and messages, including from an automatic telephone dialing system or an artificial or prerecorded voice, for advertising or telemarketing purposes, at the telephone number provided above (including any mobile telephone number). You agree that this consent applies even if your telephone number is currently on any state, federal, or corporate Do-Not-Call registry. You acknowledge that you are not required to sign this agreement (directly or indirectly), or required to agree to enter into this agreement, as a condition of purchasing any property, goods, or services.

Simple Process

Apply in as little as 10 minutes, with funds as soon as the same day*—all to save you time.

Tailored Options

Multiple loan types, amounts, and repayment terms, so you can get exactly what you need.

Real People

We have a large team of loan advisors ready to help. You’ll have one dedicated to you.

Minimum Requirements

1 Year

Minimum Time in Business


Personal FICO® Score


Business Annual Revenue


Bank Account

See what business owners like you have to say.

*OnDeck offers Same Day Funding with OnDeck's Term Loan and Instant Funding with OnDeck's Line of Credit. Same Day Funding is only available in certain states, for term loans up to $100K. Eligibility window is Monday-Friday before 10:30am EST. If checkout is done before 10:30am EST, funds will be available by 5pm local time the same day. If checkout is done after 10:30am EST, or on a weekend or bank holiday, it will not qualify for Same Day Funding and funds will be deposited within 2-3 business days. Registration terms and conditions apply to Instant Funding. Instant Funding registration and withdrawals are currently supported from your desktop and the OnDeck mobile website. They are not currently supported in the OnDeck mobile app. Occasionally, the transfer may take up to 30 minutes to complete due to potential Visa & bank processing lags. This benefit is available at no additional cost with a vast majority of major banks participating. Instant Funding is available for transactions between $1K-$10K.