Get fast, flexible funding from OnDeck.

Apply in minutes. You could be approved for a line of credit, term loan or both.

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185K+ Businesses
funded since 2006

$25 Billion+
delivered across the U.S.

A+ Rating
with the Better Business Bureau

How is OnDeck associated with Headway Capital?

OnDeck has been part of the same company that owns and operates Headway Capital since 2020. Now that Headway Capital is no longer accepting new applications, they are referring small business owners to OnDeck.

OnDeck offers a business line of credit that is just as flexible as Headway Capital’s — and may allow you to be approved for a larger credit line. We also have the same weekly or monthly repayment options, plus our loan advisors can offer an even greater level of customer support.

The OnDeck Line of Credit comes with Instant Funding — allowing you to receive funds straight to your bank account within seconds after you make a draw.*

With one application, you’ll have your eligibility determined for one or both of OnDeck’s products — a line of credit and a term loan. If approved, you can receive your funds as soon as the same day.

Funding options built to work for you.

OnDeck Line of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.*

  • Credit limits from $6K - $200K
  • Flexible repayment terms of 12, 18 or 24 months
  • Great for keeping funds on hand

OnDeck Term Loan

A one-time lump sum of cash with an eventual option to apply for more.

  • Loan amounts from $5K - $400K
  • Repayment terms up to 24 months
  • Great for larger investments in your business

See why business owners choose us.

No hard credit pulls

Check your eligibility without affecting your credit score.

Same-Day Funding

After approval, you can get funds as soon as the same day.

Build business credit history

We report to business credit bureaus, which helps build business credit history with on-time payments.

Are we a match? Check our minimum requirements.**

1 Year
in business

Business
checking account

$100K
business annual revenue

625
personal FICO® score

We’re fluent in small business — and ready to take your call.

You don’t need to be an expert on small business loans. Our team of U.S.-based loan advisors is here to help you every step of the way.

(888) 269-4246
Monday – Friday
9 a.m. – 7 p.m. ET