OnDeck Small Business Lines of Credit and Term Loans | OnDeck

Apply for up to $1M through OnDeck.1

Get the right amount of business funding to achieve your goals.

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$5K - $250K
available from OnDeck loans2

$250K - $1M
available from OnDeck partners1

$15 Billion
delivered across the U.S.

Funding options for small businesses with big goals.

OnDeck’s two in-house products provide flexibility with how you fund your business growth. The OnDeck Line of Credit provides ongoing funding without the need to reapply. The OnDeck Term Loan offers a more structured way to get money and repay on your own terms.

OnDeck Line of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.*

  • Credit limits from $6K - $200K
  • Flexible repayment terms of 12, 18 or 24 months
  • Great for keeping funds on hand

OnDeck Term Loan

A one-time lump sum of cash with an eventual option to apply for more.

  • Loan amounts from $5K - $250K
  • Repayment terms up to 24 months
  • Great for larger investments in your business

OnDeck lending partners — here for your largest funding needs.

OnDeck can help you obtain a higher funding amount — even if it’s more than what we can fund directly. Based on your application details, we may introduce you to offers from our lending partners. From there, you can work with them to find the right amount to grow your business.

  • Apply for business funding of more than $250K — you could qualify for up to $1M!1

  • Match with OnDeck’s lending partners based on your application details.

  • Get funding and repay with trusted lenders in OnDeck’s partner network.

See why business owners choose OnDeck.3

No hard credit pulls

Check your eligibility without affecting your credit score.

Fast funding

Lines of credit can fund instantly.* Term loans can fund the same day.†

Build business credit history

We report to business credit bureaus, which helps build business credit history with on-time payments.

Are we a match? Check OnDeck’s minimum requirements.4

To qualify for funding from OnDeck, you’ll need to meet these requirements. OnDeck’s lending partners may have different requirements.

1 Year
in business

Business
checking account

$100K
business annual revenue

625
personal FICO® score

We’re fluent in small business — and ready to take your call.

You don’t need to be an expert on small business loans. Our team of U.S.-based loan advisors is here to help you every step of the way.

(888) 269-4246
Monday – Friday
9 a.m. – 7:30 p.m. ET

Trusted by thousands of business owners like you.