Grow your business — on your own terms.

Get $300 cash back when you apply and accept funding through

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application process and fast funding

$15 Billion
delivered to U.S. businesses

A+ Rating
with the Better Business Bureau

Funding options built to work for you.

OnDeck Line of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.*

  • Credit limits from $6K - $100K
  • Flexible repayment terms of 12, 18 or 24 months
  • Great for keeping funds on hand

OnDeck Term Loan

A one-time lump sum of cash with an eventual option to apply for more.

  • Loan amounts from $5K - $250K
  • Repayment terms up to 24 months
  • Great for larger investments in your business

See why business owners choose us.

Easy process

You can work with OnDeck directly from application to funding, without going through a third party.

Fast funding

Lines of credit can fund instantly.* Term loans can fund the same day.

No hard credit pulls

Check your eligibility without affecting your credit score.

What can you do with funding from OnDeck?

We’re a direct lender that tailors our funding to your unique needs. No matter your goal, our in-house loan advisors can help you choose a financing solution — no middleman or delays.

  • Purchase inventory

  • Cover payroll

  • Expand or renovate

  • Launch marketing campaigns

  • Stabilize cash flow

  • Upgrade equipment

  • Hire more employees

  • Consolidate business debt

Funding that moves at your speed.

  • Step 1

    Complete the application.

    Our streamlined process is designed to be completed in just minutes.

  • Step 2

    Get a decision.

    Work with an expert loan advisor to choose the best option for you.

  • Step 3

    Receive your funds.

    Sign your contract and get funds as soon as the same day.

Are we a match? Check our minimum requirements.**

1 Year
in business

personal FICO® score

business annual revenue

checking account

We’re fluent in small business — and ready to take your call.

You don’t need to be an expert on small business loans. Our team of U.S.-based loan advisors is here to help you every step of the way.

(888) 269-4246
Monday – Friday
9:30 a.m. – 7:30 p.m. ET