Small business loans, at your service

OnDeck has the right financing for you, at the right time for your business.

Our Cost-Effective Solutions

Short Term Loans

Grow your business

Loans up to $250,000
over 3-12 months

Long Term Loans

Invest in your business

Loans up to $500,000
over 15-36 months

Lines of Credit

Manage your business

Lines up to $100,000 in flexible cash when you need it

At Your Service

Fast and easy process, funding in as fast as 24 hours

Friendly, US-based Loan Specialists available 6 days a week

We are 100% focused on small business

OnDeck Advantage: Customer Benefits

Build Business Credit

Your payment history is reported to business credit bureaus

Credit Education

Special access to mentoring and educational tools from SCORE

24/7 Access

Use the OnDeck mobile app to draw and pay on the go

Loyalty Benefits

Reduced pricing and fees for returning customers

How OnDeck Business Financing Works

1. Apply Online

Apply online in as fast as 10 minutes or call 888.269.4246

2. Receive Your Decision

Our system evaluates your business and provides a decision in minutes

3. Get Funded

Receive funding via ACH or wire in as fast as 24 hours

Apply Now

We help small businesses every day. Here’s what they’re saying:

“My friends and I started Waterfront Wines about a year and a half ago. We hadn't had too much experience with lenders, but OnDeck has set the bar pretty high. Our sales rep was prompt, courteous and honest. With the money we were able to invest in the business, we're trending towards 25% growth this year.”

Benjamin Bohen,
Waterfront Wines & Spirits,
Brooklyn, New York,

“OnDeck made getting a loan so incredibly easy and simple - I knew I was making the right decision. And, since closing my loan, I've already seen more than 100 new customers walk through my door. I'll definitely be coming back to OnDeck for my next project.”

Sharon Herd,
Tropic Tan,
Kennesaw, Georgia,

More OnDeck Reviews ›

What Makes Us Better

We launched OnDeck in 2007 to solve a major issue facing small businesses: financing. We combined our passion for Main Street with cutting-edge technology to evaluate businesses based on their actual performance, not personal credit.

That’s enabled us to have significantly higher approval rates than if we only looked at personal credit scores, like many traditional lenders. And that lets owners spend their time where it should be—on growing their business, not seeking financing.

See how we compare ›

Interest rates, terms and amounts vary based on risk assessment and creditworthiness at the time of application. Your loan size, term and rate will be based on our analysis of your business as well as your history with OnDeck, if applicable.

Get in Touch

Loans Subject to Lender Approval. Depending on the state where your business is located and other attributes of the loan, your business loan may be issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Your loan agreement will identify the loan issuer prior to your signing.
On Deck Capital, Inc.® is a Registered Trademark. All rights reserved.
1400 Broadway, New York, New York.

Made in NY