Small business loans, at your service

OnDeck has the right financing product for you, at the right time for your business.

Our Cost-Effective Solutions

  • Short Term Loans

    Grow your business

    Loans up to $250,000
    over 3-12 months

    Learn More ›

  • Long Term Loans

    Invest in your business

    Loans up to $500,000
    over 15-36 months

    Learn More ›

  • Lines of Credit

    Manage your business

    Lines up to $100,000 in flexible cash when you need it

    Learn More ›

  • At Your Service
    • A+ Better Business

    • Fast and easy process, funding in as fast as 24 hours

    • Friendly, US-based Loan Specialists available 6 days a week

    • We are 100% focused on small business

OnDeck Advantage: Customer Benefits

  • Build Business Credit
    Your payment history is reported to business credit bureaus
  • Credit Education
    Special access to mentoring and educational tools from SCORE
  • 24/7 Access
    Use the OnDeck mobile app to draw and pay on the go
  • Loyalty Benefits
    Reduced pricing and fees for returning customers

How OnDeck Business Financing Works

  • 1. Apply Online

    Apply online in as fast as 10 minutes or call 888.269.4246

  • 2. Receive Your Decision

    Our system evaluates your business and provides a decision in minutes

  • 3. Get Funded

    Receive funding via ACH or wire in as fast as 24 hours

We help small businesses every day. Here’s what they’re saying:

What Makes Us Better

We launched OnDeck in 2007 to solve a major issue facing small businesses: financing. We combined our passion for Main Street with cutting-edge technology to evaluate businesses based on their actual performance, not personal credit.

That’s enabled us to have significantly higher approval rates than if we only looked at personal credit scores, like many traditional lenders. And that lets owners spend their time where it should be—on growing their business, not seeking financing.

See how we compare ›

Interest rates, terms and amounts vary based on risk assessment and creditworthiness at the time of application. Your loan size, term and rate will be based on our analysis of your business as well as your history with OnDeck, if applicable.