Business financing in as fast as 1 business day

OnDeck provides business loans that build your business credit – with a process and service you can trust.

Your Business Financing Options

  • Business Term Loans

    Invest in your business’ growth with a term loan up to $250,000.
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  • Business Lines of Credit

    Effectively manage your business’ cash flow with a line of credit up to $20,000.
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Typical Uses of OnDeck Business Loans

  • Purchasing Inventory
  • Purchasing Equipment
  • Bridging Receivable Gaps
  • Hiring Employees
  • Remodeling and Renovation
  • Handling Unexpected Expenses
  • Launching Marketing Campaigns
  • Opening New Location
  • Managing Cash Flow

How OnDeck Business Financing Works

  • 1. Apply Online

    A fast and easy application – takes as few as 10 minutes.

    Or call 888.269.4246 to speak to a US-based Loan Specialist.

  • 2. Receive Your Decision

    You will be provided a decision in minutes – no obligations.

    Our system evaluates which product best fits your business’ credit profile.

  • 3. Get Funded

    Receive funding via ACH or wire in as fast as 24 hours.

    Transfer depends on your product and location.

We help small businesses every day. Here’s what they’re saying:

What Makes Us Better

We launched OnDeck in 2007 to solve a major issue facing small businesses: financing. We combined our passion for Main Street with cutting-edge technology to evaluate businesses based on their actual performance, not personal credit.

That’s enabled us to have significantly higher approval rates than if we only looked at personal credit scores, like many traditional lenders. And that lets owners spend their time where it should be—on growing their business, not seeking financing.

See how we compare ›