Enjoy the benefits of working directly with OnDeck.

Get $300 cash back when you apply and accept funding through OnDeck.com.2

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2$300 Cash Back Promo Terms - Cash back offer is only available to new customers who apply directly through OnDeck’s website, are approved for a loan product, and accept the offer through 3/31/2024. Offer only valid once per customer and cannot be obtained on multiple products. $300 cash back will be paid via ACH within 30 days of 3/31/2024. Customer must be enrolled in ACH payments with a valid checking account, their information must match IRS records, and their account must be in good standing and not in default or otherwise closed by the time payment is made. We reserve the right to modify or revoke this offer at any time. See full Terms & Conditions.

10-Minute
application process and fast funding

$15 Billion
delivered to U.S. businesses

A+ Rating
with the Better Business Bureau

Funding options built to work for you.

OnDeck Line of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.*

  • Credit limits from $6K - $100K
  • Flexible repayment terms of 12, 18 or 24 months
  • Great for ongoing business needs

OnDeck Term Loan

A one-time lump sum of cash with an eventual option to apply for more.

  • Loan amounts from $5K - $250K
  • Repayment terms up to 24 months
  • Great for larger investments in your business

See why business owners choose us.

No hard credit pulls

Check your eligibility without affecting your credit score.

Fast funding

Lines of credit can fund instantly.* Term loans can fund the same day.

Build business credit history

We report to business credit bureaus, which helps build business credit history with on-time payments.

Are we a match? Check our minimum requirements.**

1 Year
in business

625
personal FICO® score

$100K
business annual revenue

Business
checking account

We’re fluent in small business — and ready to take your call.

You don’t need to be an expert on small business loans. Our team of U.S.-based loan advisors is here to help you every step of the way.

(888) 269-4246
Monday – Friday
9:30 a.m. – 7:30 p.m. ET