Get access to available funds for your business right when you need it with a line of credit

Lines of Credit from

Rates starting at
13.99% APR*

Enroll and get funds

Our business lines of credit are specifically designed for small businesses

Funds On Demand

Make withdrawals between $1K-$10K from various devices and get the funds instantly**

Competitive Pricing

Reasonable rates, no specific collateral, and low maintenance fees***

Stay In Control

Pay interest only on what you draw—no prepayment penalties

Get the funding you need in three simple steps


Apply Online

or call us at (888) 269-4246

1. Complete the application
Takes less than 10 minutes
Just provide us a few pieces of information—online or on the phone, it’s your choice

2. Review your options
Ready in as fast as one business day
Your dedicated loan advisor will reach out and work with you to choose the best offer

3. Get your funds
Available as soon as same day
Complete the online checkout and the money is in your business bank account within 24 hours

We recently expanded and OnDeck was able to provide us with the money we needed to make it a smooth transition. We were able to purchase new equipment that helped to speed up operations and increased our profit by 20% in that department. 

Meghan and Doug Garrity
Performance Detailing,
Orland Park, Il


And the reviews are in

What our customers are saying about lines of credit from OnDeck


* Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck. The weighted average rate for lines of credit is 32.8% APR. Weighted averages are based on loans originated in the quarter ending December 31, 2018.
Registration terms and conditions apply. Instant Funding registration and withdrawals are currently supported from your desktop and the OnDeck mobile website. They are not currently supported in the OnDeck mobile app. This benefit is available at no additional cost with a vast majority of major banks participating. Instant Funding is available for transactions between $1K-$10K.

Fee is waived for 6 months if a $5,000 initial draw is made within 5 days of opening account.

Rate Definitions
Simple Interest: Total interest you will pay, and given as a percentage of the amount borrowed, excluding fee
Annual Interest Rate: The interest rate in annualized terms, excluding fees
Annual Percentage Rate: The interest rate in annualized terms, including fees