Our term loans offer short-term funding so your business can continue to reach new heights

Loan amounts from

Funds in as fast as

Interest rates starting at
9.99% AIR*

Our term loans are specifically designed for small businesses

Better Choices

A variety of loan amounts & lengths, even as compared to other lenders

Competitive Pricing

Reasonable rates, no specific collateral and one-time origination fees per loan

Payback Flexibility

Select daily or weekly payments. Save on interest with early repayment.

Get the funding you need in three simple steps


Apply Online

or call us at (888) 269-4246

1. Complete the application
Takes less than 10 minutes
Just provide us a few pieces of information—online or on the phone, it’s your choice

2. Review your options
Ready in as fast as one business day
Your dedicated loan advisor will reach out and work with you to choose the best offer

3. Get your funds
Available as soon as same day
Complete the online checkout and the money is in your business bank account within 24 hours

Ninety percent of the money we borrowed went to inventory. The return on investment is averaging between 12%-15% over the 5 years we’ve been with OnDeck. Without [OnDeck’s] flexible financing, we would not be able to grow the business.”

Charlene and Ross Meriwether
Wild Women Winery
Denver, CO


Helping small businesses is what we're all about

Hear from our customers what it's like to work with us for a term loan


* Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck. The weighted average rate for term loans is 25.6% simple interest and 49.2% AIR. Weighted averages are based on loans originated in the quarter ending December 31, 2018.

Rate Definitions:
Simple Interest: Total interest you will pay, and given as a percentage of the amount borrowed, excluding fee
Annual Interest Rate: The interest rate in annualized terms, excluding fees
Annual Percentage Rate: The interest rate in annualized terms, including fees