We are faster than a bank and
better than a merchant cash advance

  • More Affordable

    Typically up to 50% less expensive than a merchant cash advance

  • Fast Application and Funding

    Decisions in minutes, funding in as fast as one business day

  • Automatic Payment

    Regular fixed payments mean no worrying about large end-of-month obligations

How OnDeck Compares

    • Fastest Funding

    • Values Cash Flow, Not Just Credit Score

    • Builds Business Credit

    • Minimal Amount of Paperwork

    • Transparent Rates and Fees

    • World-Class Customer Service A+ rating with the Better Business Bureau

    • Repeat Customer Benefits

    • Most Banks

    • Credit Card Advances

We help small businesses every day. Here’s what they’re saying:

  • “My friends and I started Waterfront Wines about a year and a half ago. We hadn't had too much experience with lenders, but OnDeck has set the bar pretty high. Our sales rep was prompt, courteous and honest. With the money we were able to invest in the business, we're trending towards 25% growth this year.”


    Benjamin Bohen
    Waterfront Wines & Spirits
    Brooklyn, New York

  • “OnDeck made getting a loan so incredibly easy and simple - I knew I was making the right decision. And, since closing my loan, I've already seen more than 100 new customers walk through my door. I'll definitely be coming back to OnDeck for my next project.”


    Sharon Herd
    Tropic Tan
    Kennesaw, Georgia