Small Business Financing

When making a decision to approve or deny a loan, lenders look to answer one main question: Will you repay what you borrow? Your lender will ask for documents like your cash flow statements, credit score or business license to…

Lenders consider a lot of factors when reviewing a loan application. They look at things like your credit score, your business plan and what you can offer as collateral. They may also consider things that are out of your control…

Good business credit can open doors. Just like your personal credit score, a good business credit score can make it easier to get funding and to get it at better rates. This gives you access to capital, which can help…

Mark runs a consulting company that helps businesses improve their applications. His business, CF Webtools, would regularly hit a dry spell during the summer and around the holidays. After weighing a loan offer from his bank, Mark decided to see…

Opening a business bank account is an important step to formally separate your personal and business expenses. A business bank account also offers unique benefits to small business owners, including higher transaction limits and the ability to build credit and…

Brandi and Sean Nichols are the owners of Gotta Dance Studio & Company in Bend, Oregon. Brandi loves working with her students and strives to provide them with a diverse mix of classes all year round. To do so, she’s…

When you’re in the very earliest stages of your entrepreneurial journey, one of the first things you’ll need to figure out is how your business will be funded. While venture capital and equity financing is an option for some startup…

Data security is always a top priority, both for sensitive business information and personal details. That’s why it’s always a good idea to make sure any software product, company or platform that uses sensitive information is reputable and trustworthy before…

In April 2020, to help small businesses impacted by COVID-19, the U.S. federal government launched a new Small Business Administration (SBA) lending program – the Paycheck Protection Program (PPP). Paycheck Protection Program loans are designed to help small businesses keep…