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On March 11, 2021, the American Rescue Plan Act advanced emergency COVID-19 relief programs and assistance for individuals and small businesses across the country. These benefits include another round of direct payments for millions of Americans and their families, as…

Without a sizable savings account balance and/or reliable monthly revenue, most small businesses need some sort of funding to operate successfully. According to recent reports, roughly 75% of all small business funding comes from small business loans, business credit cards…

Running a small business in today’s economy requires a great deal of dedication, persistence and hard work. Sometimes, you might need additional funding to meet your goals and see your vision through. Read our funding guide to learn about small…

If you’re at all familiar with loan products, you know that there are often different names for the same type of product. For example, “payday loans” might be considered a “short-term loan,” a “personal loan,” a “term loan,” or to…

A personal loan is a type of loan that offers funding for a wide range of financial needs. Lenders generally provide personal loans for almost any purpose — including debt consolidation, unexpected expenses, home improvement and more. However, some lenders…

The Small Business Administration (SBA) and U.S. Treasury Department resumed the Paycheck Protection Program (PPP) for First Draw Loans on the week of January 11, 2021, and on January 13, 2021, Second Draw PPP loans returned with the same general…

Every entrepreneur’s journey is unique, but there is one universal experience: finding business funding. Whether it’s to aid cash flow or support operational costs, weather the storm through low sales or expanding for growth, owners need to acquire cash to…

Small businesses come to fruition through a range of inspiration sources. Maybe it’s a passion project you can monetize or identifying a need in your local community. Whatever the case, many entrepreneurs need financial support to turn their dream into…

Credit scores are three-digit numbers calculated from the data on a recorded payment history. Credit scores help lenders determine a borrower’s relative creditworthiness, or their likelihood of debt repayment. Not only can a good credit score help you save money…